Using the MLS to make deals with Hard Money Lender

I have a problem how can I use the MLS because I don't have a private buyers list as of yet. I have a hard money lender to fund a deal but they need for me to have the property under contact but it's a MLS property, I have to put my earnest money deposit down with the proof of funds letter how do I go about doing this when I done have the property under contact because I need the proof of funds to submit with the offer to get under contact. What can I do to give to the Hard Money Lender to show them as well with the scope of work from the contractor for the rehab budget? Any suggestions?