Looking for DSCR Cashout Refinance help and advice

Hello all. 

So I am getting ready to cash out refi my first investment property, i will put all the numbers at the end. I bought the property with a fix and flip hard money bridge loan, put down roughly 22% and and financed 100% of my rehab budget into the bridge loan. 

I got one qoute today that looks okay, but the cost the loan (underwriting, closing, ect) accounts for 16% of the loan. Taking almost half of my cash out. This loan is with no seasoning period. i can wait another month and be at 3 months, or wait longer and be at 6 months. are there better deals out there. My goal is to get as much of my cash back into my pocket as possible. 

DSCR REFI qoute

loan amount: 112,000

rate: 8.99

points fees and cost: 11,576

cash out value: 16,424

Bridge loan. 

84,000 interest only 12 months at 11.99% 

property will rent for 2000 at a 1.76 DSCR score.

thank you