1-year self-employed trying to find a second house hack

@Matt M Antonio - Good question! Can you find a local portfolio lender from a small bank or credit union. There are a ton of local banks around me that offer owner occupied low downpayment loans but are portfolio lenders for these types of products meaning they hold the loan in house. When they do that, they have the ability to sway from normal Fannie Mae and Freddie Mac requirements which require a certain number of years of employment and a multitude of other items. 

For instance, my partner owns a gym and was self employed for a year. He ended up finding a local portfolio lender that allowed him to househack a couple properties with minimal employment. It's out there, you just have to be willing to make the calls to dozens or hundreds of banks or go on local facebook investor groups and see if anyone has any recommendations. I'm positive you can find a lender that supports this type of product, it's all about putting in the sweat equity to make it happen and not taking no for an answer!