5% down 2-4 Unit Owner Occupied Conventional Loan~ House Hacker Special

We have been blessed to serve a a ton of Bigger Pockets clients and the biggest challenge we have with house hackers is the FHA Self Sustainability test.. 75% of the overall rent has to cover the PITI.. with rates where they are this has been a big challenge. This has caused our clients a lot of missed opportunities or having to grapple with putting 15% down on a duplex and 25% down on a 3-4units.

This new program changes the game, now clients with income $92,000 can put 5% down up to a 4 unit.  As an independent broker Im always loooking for programs to add value, I believe this one is a bigger winner for my partners and clients.