Can you recommend a good lender for house hacking please?

Question

In search of lender for house hack in Austin area. Would appreciate if you could recommend any good lenders that you have worked with in the past. Thanks!

Ryan Kelly · Answer

@Sino U. The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan. As others have suggested, you could get a conventional or FHA loan if you want lower down payment options. I'm happy to connect you with the lenders our clients work with for this strategy in the Austin area.

Derek Brickley · Answer

Hey Sino!  I've been on both sides of a househack (investor and lender) so feel free to reach out, happy to answer questions on that.  You'll have an option between the FHA househack 3.5% down and the conventional househack 5% down - if you're VA then even better though.  I went with the conventional option for a few reasons, but that's not the best choice for everyone.

Raymond J. Rodrigues · Answer

@Sino U. feel free to reach out with any questions. Check out my reviews 😊

Colby Dorris · Answer

Hi Sino! I think house-hacking is a great idea and I would be more than happy to help you with the financing. I can offer both conventional (Fannie Mae, Freddie Mac) and government (FHA, VA, USDA) options to help make it happen!