Refi Question: Rental Cashflow + Moving Loan into LLC

I have a rental property that's owned by an LLC (it was quitclaimed from my personal name). The existing mortgage is still in my personal name, which I'm not thrilled about in the long term. I'm considering refinancing the loan into a DSCR in the LLC's name to clean up the structure and improve cash flow.

Current loan:

Interest rate: ~7.4%

Loan balance: ~$260k

All-in PITI: ~$2,250

30-year fixed, recently originated

Refi (DSCR):

Rate: 6.5 (can go to 6.375 at one-time cost of $388)

New loan balance: ~$277k (fees and costs rolled in)

All-in PITI: ~$2,150

Monthly cashflow improvement: ~$100

No PMI

So on day one, the refi improves cash flow by about $1,200 per year. The tradeoff is that rolling in fees increases the loan balance by roughly $15k, and the simple break-even is around 12 years.