Curious what your investor perspective is on this dual-income opportunity👇
I'm posting because I genuinely want investor perspective — not looking to pitch, looking to understand how this community would consider it to help me with positioning it.
A property I'm representing in Charlotte (28205) has one of the more unique setups in its area — a ranch with a fully finished basement suite, private exterior entry, no HOA, and less than five minutes from NoDa and Plaza Midwood (which includes Charlotte's only social district). It's a single-family home with 2 bed/1ba upstairs and the basement has a den + prep sink, 1 full bath, 1 formal bedroom + flex room sellers used as bed2. The upper unit has an interior door that easily separates the basement space. The sellers had placed a microwave and mini-fridge in the basement area to create a kitchenette (has since been removed).
It has a proven short-term rental history that the current owners ran casually (only when they felt like it, not full time bc they didn't want guests there while traveling or have family in town) and still generated real income with repeat guests and 5-star reviews. And that's without offering any real experiences or maximizing their outdoor potential, just wanting to house-hack occasionally.
Documented average of $210/night, cleaning-inclusive, since they self-managed. Rabbu and AirDNA show projected occupancy for this submarket at 37–64% for a single 2/1 unit.
The part I want the community to weigh in on: I created a house hack flyer for this property for potential occupying purchasers, but it only models the basement unit — one unit rented, owner occupying the other. A non-occupying investor with both units running is a completely different math problem, and that's what I'm most curious to know what structure would make the numbers make sense for that buyer?
A few specifics:
* List: $500,000
* Two units with MTR/STR potential, separate exterior entries, no shared interior access required
* Location: <5 min NoDa, <5 min Plaza Midwood
* 0.24-acre lot, Fully fenced yard + no HOA
* 2 powered storage sheds
* Currently unfurnished — sellers wound down for the sale, so furnishing cost is a real variable in the model
* Documented STR track record with repeat guest history on basement unit
What I really want to know: at $500,000, does a dual-unit income play here make sense for an investor buyer — and if not at this price, what number or structure actually makes it pencil? Trying to get a real read on how this buyer profile thinks so I can advise my sellers on positioning. And if anyone's run a dual-unit STR or MTR setup in this market, I'd love to hear what demand looked like. Happy to share more detail if it helps the analysis.