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Stephen P.'s profile image
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Stephen P.
  • Member since Jul 3, 2026

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Stephen P.'s profile image
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Stephen P.
  • Member since Jul 3, 2026
Stephen P.
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Short-Term & Vacation Rental Discussions

Bookkeeping and bank account - credit cards

Stephen P.
Posted

I have a single bank account for my LLC. It has 3 properties. It was complicated to have a separate account for each property. However, I have credit cards that give me points and benefits. They are personal. This results in comingling. I have to manually type in these expenses. Is the answer to get all business credit cards (more costs and points don't accumulate) or is there a way to keep track of this more simply keeping the personal cards?

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Collin Hays
Collin Hays
#3 Short-Term & Vacation Rental Discussions Contributor
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  • Gatlinburg, TN
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Collin Hays
#3 Short-Term & Vacation Rental Discussions Contributor
  • Property Manager
  • Gatlinburg, TN
Replied
Quote from @Stephen P.:

I have a single bank account for my LLC. It has 3 properties. It was complicated to have a separate account for each property. However, I have credit cards that give me points and benefits. They are personal. This results in comingling. I have to manually type in these expenses. Is the answer to get all business credit cards (more costs and points don't accumulate) or is there a way to keep track of this more simply keeping the personal cards?


 You do not want to comingle expenses, as it could pierce your corporate shield.  Keep everything separate.

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