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3
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1
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Kesha Rivera
1
Votes |
3
Posts

my 1st deal fix/flip from a wholesaler but 4 hard money lenders said no-TOO RURAL

Kesha Rivera
Posted

Hi everyone this is my 1st time her onBP heard a BP podcast this morning to come run my scenario here, so here i am! your help is greatly appreciated!

-property from wholesaler $120K, $20K of that is his assignment fee. 

-ARV $260 (3 strong comps sold in last 6 months) 

-Rehab cost im guessing apx $50k, its beat up.  

-property sits on 4 acres of land 1 bed/1bath. Yucca Valley CA (highly desirable air/bnb area)

Ive reached out to 4 hard money/private lenders that were referred to me and 2 reasons they opt out, the price is too low and/or too rural... 

i have the $20K for the deposit, i need  help with the purchase price and rehab costs. is there anyone you can refer me to that will help on a scenario like this? and any feedback/advice I WILL TAKE IT. pros/cons .

(i am a realtor here in SoCAL, but investing is new to me) 

Kesha

Most Popular Reply

User Stats

38
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59
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Kristi Kautz
  • Rental Property Investor
  • Landers, CA
59
Votes |
38
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Kristi Kautz
  • Rental Property Investor
  • Landers, CA
Replied

Local operator here with three STRs in the Yucca Valley/high-desert area. The market has become significantly more competitive over the last few years, and many newer investors underestimate operating costs, management demands, seasonality, and how much differentiation now matters.

Properties that tend to perform best are usually highly design-driven, amenity-rich, or very well self-managed. The days of buying a basic house and expecting easy Airbnb cash flow out here are mostly gone.

There are still successful properties and opportunities, but I’d strongly recommend running conservative numbers and spending time studying occupancy trends before buying.

Also. make sure to factor in insurance costs when underwriting deals out here. Fire insurance premiums in particular have increased significantly in many high desert areas, and that can materially impact cash flow projections.

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