Hilton Head has way more golf courses.

“In the midst of chaos, there is also opportunity.”– Sun TzuLet’s start with the numbers.• Collective loan delinquencies: highest level since 2017• Student loan delinquencies: 16.3%• Wage garnishments restarting• Cred...

Heading down in April to get a better picture.

Im up in Grand Rapids, MI and invest in STRs.

Every year I record a podcast and provide my 2026 crystall ball for real estate and note investing. 2025 I hit many nails on the head.

The shift is intentional as I’m prioritizing capital preservation, lower downside risk, markets with less regulatory volatility and lower disaster risk, and long-term holds rather than rapid scaling.What I’m struggling with is that from all of the research I’ve done, this return seems too low for all-cash.

Heading into 2026, I’m less focused on guessing where rates go next and more focused on what actually holds up when things get choppy.A few things I keep coming back to based on what I’m seeing day to day:Predictable debt matters more than cheap debt.

A fire started in their garage and spread rapidly into the living room and upstairs of their newly purchased home.

AI might be a bubble but it is not a housing bubble.2008 Tucson Az had 26,592 listings, Today we have 2,418Check me if I am wrong but, we need serious lending deregulations and a year or two of subprime borrowing to collapse this market(price), or could a serious shock to the stock market cause a flood of home sales rapidly accelerating metropolitan areas (NO).

I recently worked with a California homeowner who completed a 1031 exchange into two long-term rental properties in the Grand Rapids, MI area.The goal was to reposition equity from a higher-cost market into Midwest rentals with more stable cash flow, while coordinating both acquisitions and financing remotely.We focused on rent-ready properties rather than heavy rehabs, and structured the purchases together to keep timelines aligned and reduce execution risk.Curious what others are seeing right now in Grand Rapids in terms of pricing, rent-to-value ratios, or investor demand compared to prior years.