Starting out (eventually) but could use some advice!

[Frank Williams]

Hi everyone,

Thanks for the amazing platform and helping new investors get acclimated in the world of real estate! My current situation - I have a FICO of ~630 (no late payments or derogatory marks, just credit card debt from school).  I have a debt to income of ~30%. I will hopefully be able to pay some of my debt next February which would in turn hopefully boost my credit score.

So my question is: What do I do in the meantime? I am doing a ton of reading, but I feel I can be doing more. Also, does my situation currently take me out of the running for a potential mortgage? It is hard for me to plan when I feel that I am not a candidate to begin RE investing as of right now.

Thanks!

[Jonathan Greene]

1. Go to local real estate meetups to meet other investors who already went through what you are going through now.

2. Talk to a reliable lender to find out if you are lendable now and for how much and if not, what you need to do to increase your chances and timeline.

3. Keep reading and listening to podcasts, but add that with #1 - real life.