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Updated almost 12 years ago on . Most recent reply

Phillip Gonzales's profile image
Phillip Gonzales's profile image
Phillip Gonzales
  • Real Estate Investor
  • from Glendale, Arizona
  • Member since Jul 6, 2014

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Phillip Gonzales's profile image
Phillip Gonzales's profile image
Phillip Gonzales
  • Real Estate Investor
  • from Glendale, Arizona
  • Member since Jul 6, 2014
Phillip Gonzales
  • Real Estate Investor
  • Glendale, AZ
3
Votes |
17
Posts
Starting Out

Debt to Income

Phillip Gonzales
  • Real Estate Investor
  • Glendale, AZ
Posted

I currently rent myself but will be looking into my first investment property due lenders count current rent as a debt to income ration for loans? 

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Joshua Springer's profile image
Joshua Springer's profile image
Joshua Springer
  • Residential Real Estate Agent
  • from Columbus, Ohio
  • Member since Sep 12, 2013

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Joshua Springer's profile image
Joshua Springer's profile image
Joshua Springer
  • Residential Real Estate Agent
  • from Columbus, Ohio
  • Member since Sep 12, 2013
Joshua Springer
  • Residential Real Estate Agent
  • Columbus, OH
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Joshua Springer
  • Residential Real Estate Agent
  • Columbus, OH
Replied

If you'll be looking to purchase a OO property they'll look at what the NEW debt will do to your DTI but otherwise yes your housing cost will be factored in.

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