Good Checking and Savings Account

[Michinori Kaneko]

I did some research on checking and savings account. These are for people starting out without forming an LLC, but wants to keep their "business" separate from their personal. If you have an LLC setup, you need to create a business checking and savings account. Again, this is good PERSONAL checking and savings accounts you can create:

Checking - Charles Schwab Checking Account - this account has no fees, no minimums, and has Interest!!! you need to link it to Charles Schwab trading account, but its free to create trading account too, and there needs to be no transactions between the two either.  

Savings - Barclays Savings account - one of the highest interest rate banks I see. Online only (no local branches). you can only withdraw or transfer out 6 times a month (there will be fees after 6 times). No minimum, no other fees.  You shouldn't need to transfer more than 6 times a month on savings account so very good savings account.  They also have something called "Dream Account" where you get extra 25bps of interest for depositing 6 consecutive months, and another 25bps for not withdrawing any money for 6 consecutive months (hey every $ counts!)

Hope this is helpful for some people :)