Student loans vs saving

[Samuel Pascal]

Hey BP family. I am currently in a situation where I need to make a decision. I graduated college with 42 k of debt and brought that down to 17 k by aggressively paying monthly, refinanced to 4% int, and getting a new job. My DTI is 32% and credit score is 748 monthly debt payment is 128 now. I make 54k in NYC and currently living with parents ( basic millennial) but I'm taking advantage of a deal with my father to pay off debt instead of rent. Given this, I'm looking for your opinion. Should I pay off the 17 k aggressively or save up money for a multifamily using brrrr strategy. Looking at Yonkers NY or Jersey since NYC is impossible.

[Derrick E.]

As someone with student loan debt, I would go ahead and pay that off now while you are able to live at home. Get that crap over and done with. Should be able to pay it off in next year or so. You have paid this much already, just finish it is my advice. That way no matter what happens later in life you don't have any student loans. Best of luck.