Multifamily FHA lender

[Carlos Hernandez]

I'm looking to start my multifamily home buying process. Where can I find an attentive lender with solid knowledge on using FHA for a multifamily unit?

[Erik Estrada]

Quote from @Carlos Hernandez:

I'm looking to start my multifamily home buying process. Where can I find an attentive lender with solid knowledge on using FHA for a multifamily unit?

 Hey Carlos, 

If you are planning to buy 3-4 Units with an FHA loan you will be requited to pass the self sufficiency test on top of qualifying for an FHA loan.

The test requires that 75% of the rental income from the units debt cover the full mortgage payment. It can be tough to work around especially in California, but in some instances very possible by doing a rate buy down or putting more than, 3.5% down.