4-Unit PA insurance recommendation
I have a 4 unit under contract in central PA, not actually Pittsburgh but close to Altoona PA. My current carrier, State Farm, gave me a quote but agent also said they are probably not best carrier for this type of unit. Does anyone have a recommendation to a insurance carrier who has good rates and coverage for a 4 unit building? Right now looking at a $500k replacement cost policy which is close to $4k a year which is way higher than I was planning on. Was hoping to be more around $1200-1800 a year for insurance. Any help you can give be much appreciated. Been a while since had a unit under contract so glad to get ball rolling again.
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I'd find a insurance broker. My multifamily policy in Pittsburgh is with Millers Mutual who specialize in multifamily.