Updated about 4 years ago on . Most recent reply
Financing through Lightstream
The info I've learned on BP in 1 month is worth more than many books I've read!! Thankyou guys ...
That being said ...I read in a post 2 weeks ago about lightstream which I believe is a division of Sun Trust bank. I submitted an app online for a 40k loan...they called me the next day to ask a few questions about the purpose of the loan...they then approved me for 30k at 8.79% for 6 years. My credit score is 696...not exceptional. The rate isn't great but it's much better than the rate that I have on a loan from a peer to peer lending site ...Prosper. On lightstream I was able to choose my loan funding date and choose my payment date ...as many as 45 days after the loan funding date!! Now I can pay off the Prosper loan and save 500 per month!! As a heads up, lightstream does ask you how much liquid cash you have and they do ask you to provide documentation proving that you have these funds...you have about 10 days to do so after your loan request has been approved. Anyhow, just wanted to share this with you guys because it was a real win for me. Thanks again.
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Works great, I have 2 loans through them, no issues clean quick cash if you have good credit