Newbe funding question

[Curtis J De Leon]

Hello all,

I'm still pretty new to RE investing so I dont have a ton of money saved for down payments but I have found a SFH valued at $130k and I have the opportunity to purchase for $97k. I know that most lenders will lend up to 80% of value but how would I go about finding a lender that would fund purchase and possibly tie in closing. I would only want to do something short term (5 year or so) with ballon at the end so I can refi it to a 30 year.