Best 85-90% Heloc lender?

[Simrun Mirchandani]

I am looking to setup a heloc asap to secure the biggest line I can get before the market goes downward and home values are affected. Does anyone have any recommendations on HELOC lenders they've used in the past? Im looking for preferably 90%, but ill do 85%. 2 lenders ive looked into so far are PNC and Suntrust, if anyone have used them before please let me know. Thanks!

[Simrun Mirchandani]

@Nolan M.@Brian G. @Jaysen Medhurst@Jay Hinrichs Ok so based of my numerous phone calls here is what i found. 
Navy Fed - Susended HELOC currently
Pen Fed- loan up to 90% LTV rates starting at 4.75, will have to pay for inside appraisal if needed
PNC - 90% - rates 4.84-5.34. will have to pay for inside appraisal if needed
Suntrust 89.9%, rates higher at 7.5+, they will cover appraisal. 

I bought a fixer upper and sitting on 75k equity, so they would have to come inside of the house to see renovations instead of drivby appraisal. AFTER all this, I learned that I must wait 1 year before a bank will use the appraised value of the home, as its only been 9 months. Otherwise, they use the purchase price. Thus, I will now have to wait a few more months till I can setup a HELOC...