House Hacking Insurance

[Thornton D.]

Hey everyone.

I'm in the middle of a house-hacking purchase and I'm stumped on the Insurance question.

Do I insure the whole house with a homeowners policy? Do I make tenants have renters insurance? Does everyone having renters insurance negate the need for proper insurance? etc etc

Some direction here would be much appreciated!

[Marquita Shines]

Quote from @Thornton D.:

@James Carlson @Grace Wang This is a true 4 unit property, not a rent-by-room situation. 

https://www.biggerpockets.com/...

I'm about to close on a 4-unit building. I will be living in 1 apartment and renting out the other 3. May I ask who did you end up using for insurance? I'm having a hard time finding a company who offers what I need.