Vacation Home Loan Requirments

[Bradley Snyder]

Hello,

I would like to buy a vacation home this year, with the intent to mostly use it as a short term rental. I know I have to manage it myself and can't have a lease on it. I have great credit and think my current DTI is around 45%. Can anyone educate me on the loan requirements, as far as DTI requirements, cash reserves, or anything else I should expect?