What is considered multi-family?

[Guy Yoes]

Looking at finding /  buying a duplex or quad. Would they be conserved multi-family as far as the type of loan I would need?

I have 3 SFRs paid for and would use that equity to finance the purchase. I'll run the numbers if and when I find one I like, but don't want to look like a novice (yes, I am) when I go to the bank.

[Salvatore Lentini]

@Guy Yoes

Multi family but not commercial.  4 units and below it's a multi family but you can get a residential loan. Once you're above 4 units you need commercial financing.