Financing a multi unit building

[Wayman Docks]

I'm trying to structure a deal where the seller is holding paper for the 20% out of the 80/20 split or another creative finance option.  It seems like most lenders don't want to allow this option

[John Corey]

The risk to the lender is too high when the borrower has zero skin in the game. Too easy for the borrower to walk away.

Does the seller need cash now?