Need help finding a specific podcast episode

[Nicole Heasley Beitenman]

There was an episode of the BP podcast YEARS ago where the investor was borrowing against life insurance to invest. It might have been back to the Brandon/Josh days. As they described it, the principal of the insurance earning interest wasn't diminished by the loan like, say, a 401k loan would be. So a $100k policy with a $50k loan against it still earned interest on the whole $100k, whereas a $100k 401k account with a $50k loan against it only earns interest on that remaining $50k until the loan is repaid. I tried searching for "life insurance," "life insurance loan," etc, but even after narrowing it to podcast results, I'm not finding the episode. Anyone else that's been listening as long as I have out there who can remember which episode I'm thinking of?

[Matt Ruttenberg]

@Brett Synicky

I would probably say that the fees are high, but that’s not telling the whole story.

The leverage and arbitrage when used to its full potential far exceed the costs.

However to your point, using them for only a a few loans in a policy that wasn’t designed properly, wouldn’t be worth it.

Most of the people who downplay it online, don’t explain the full picture unfortunately.

So when looking at it within a vacuum, I would have the same opinion as you, respectfully.