I bought a property at auction from a junior position lien foreclosing

[Chris Potter]

I would appreciate any advice that would be relevant. I have been purchasing properties at auction for 16+ years, so I have extensive knowledge of the foreclosure process, title, etc. What I don't have as much experience with is buying properties from junior liens foreclosing. I recently bought one, and I'm having a hard time getting a payoff from the senior lien holder (HUD) because they don't understand the law in my state that the senior lien holder cannot deny the junior position lien holder the payoff. I assume I am still considered the junior lien holder even though it foreclosed (which I purchased) and I became the "owner" of the property and not lien holder.

I understand everything about the process.  The only thing I am struggling with is getting the payoff.  Any advice?

thanks

[Jay Hinrichs]

what I would do is open an escrow and have the title company write them for a payoff I suspect they will respond to that.   that is how I would personally handle it.