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Updated 3 days ago on . Most recent reply

Steve Dorian's profile image
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Steve Dorian
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Steve Dorian's profile image
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Steve Dorian
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Steve Dorian
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General Real Estate Investing

How useful can a 100% financing option be for you?

Steve Dorian
Posted

If indeed you have the option of taking a 100% financing for your residential and commercial deals, would you consider it useful?

  • Steve Dorian
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Realty Capital Investments LLC

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Chris Seveney
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Quote from @Steve Dorian:

If indeed you have the option of taking a 100% financing for your residential and commercial deals, would you consider it useful?


 it depends. What is the interest rate the lender is charging for the money. IF it is cheaper than my cost of capital then yes, if it is more than no. When we take financing, we are strategic about it, we do not "need it" but could use it to enhance the outcome without imposing significant risk. I know people who do not need the money but want ease of capital and giving them 100% can work, then you have people with zero cash or reservecs and giving them 100% will end in disaster. So it depends.

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