Second deal seeking a conventional loan

[Demetrius Gatling]

Hey biggerpockets family,

I'm very eager on doing my second deal which will be a conventional loan. The only debt I have is mortgage  (I'm house hacking) and credit card debt. I live in the Georgia area and I'm trying to d business with a small town bank instead of using a big bank again like a credit union. My debt to income ratio is well below 35% but the small bank lender said it was 42% which I know he was inputting false information. Anyone know of a bank I can do business with or out of state for a conventional loan in which I'm looking for 30K.

thanks