Calculating Fixed Landlord Expenses

[Darian Berry]

Hi All, 

I just recently watched one of David's webinars and noticed that he doesn't put any expenses in the Fixed-Landlord Paid expenses section other than insurance. I know if you aren't putting 20% down you would have to pay PMI as well, but my question to you all is do you normally fill anything in for the other sections (Electricity, Water & Sewer, etc)? I am looking to buy my first deal in the near future and this is the part of the calculator that I have the most trouble with. Thanks in advance!