FHA home inspection?

[Andrew Duclos]

Hi all! I'll be making my first multi-family purchase soon using an FHA loan.

I'd love to hear feedback about the FHA home inspection process.

Some of the main things I’m wondering are...

Does the inspection cause any delays with the closing?

How nit-picky are they with the inspection?

Who schedules the inspection?

Any other info and experiences would be very helpful.

Thanks!

[Rene Owczarski]

If this is your first FHA inspection, get ready for a bumpy ride.
The lender schedules the inspection for you, and then the inspector will call the seller to setup a time to get into the house.
And yes they are nit-picky: chipped paint, ripped screens, cracked window glass, missing floor coverings, exposed wiring, basement walls bowed out to much, etc. etc. They look over everything, inside and out.
And yes, there can be delays to closing, if repairs need to be made on the property, because of something flagged on the inspection.