Updated almost 5 years ago on . Most recent reply

Help finding a lender
I need help finding a lender. I followed Dave Ramsey and now I don’t have a credit score. I did as he said and asked for a manual under write. That’s not working. My wife is a new 1099 with 1.5 years and most everyone says she needs 2 year. I need help finding a lender or creative suggestions.
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Most lenders I'm aware of require 2 years like you mentioned. Perhaps push for a seller financed offer that way you avoid the bank and then have 2 years to build a history.