What happens when a HELOC gets called due and you can’t pay it?

[Mike Schorah]

Or will they just lower the amount if you were to have negative equity?

[Bruce Woodruff]

Quote from @Scott Mac:

If it's your personal home, you better be ready to move your belongings somewhere, like a storage unit.

Some lender foreclose very quickly, and some let a couple of payments go past due.

If they yellow tape the entrance as "no go" and your stuff is inside--ouch.

Good Luck!

 Yeah, I'd get your stuff out. Just in case.....