Should I ask for more? Private Lending Rates and current interest environment.

[Curt Bixel]

I have been doing private lending in the Ohio area with a house flipper who is experienced, organized, and trustworthy.  I see little risk that he will run into significant difficulties with any of his flips.   I have been asking for 10% for the loans so far.  Recently, my bank has raised the interest rate it pays on savings accounts from 0.5% to 4%.

I am curious if this is signalling a significant change in the interest environment and if I should consider asking for more.