If you borrow for down payment how do you pay it back?

[Valerie S.]

Hi everyone, I have super newbie questions! If you're borrowing private money for a down payment, what's the best way to pay them back? Do you add it on as an extra monthly cost or is there a better way?

[Wyatt Wolff]

Add it on as an extra cost. Understand that the property needs to float the payment, or you do. Maximize income, second job, raise, roommates, the methods vary. 

Good luck!