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Updated 20 days ago on . Most recent reply

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Steve Chaparro
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Getting Started in Private Lending—What’s the Lowest Amount You Started With?

Steve Chaparro
Posted

I’m looking to break into private lending at some and would love to hear from those who’ve already started. I know some people start with deep pockets, but I’m curious—what’s the lowest amount you’ve successfully used to get started?

I’m considering lending out my own capital initially before scaling up, possibly through a structured fund or syndication model. But I want to be realistic about where to begin. If you started small, what strategies did you use to grow? Did you focus on short-term loans, real estate deals, or business lending?

Appreciate any insights!

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121
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Steve Hiltabiddle
  • Lender
  • Pennysylvania
59
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121
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Steve Hiltabiddle
  • Lender
  • Pennysylvania
Replied

@Steve Chaparro Take your time and get educated.   There are some good resources that can help. Seek them out, read the many many posts on BP in this section.  

Also, I can't speak more highly on the posts made by @Jeff S. I have found he provides no-nonsense guidance on this topic.  

Again, be patient and learn.  As a Lender, you have the most capital and risk in any deal.  To minimize that financial risk you need solid docs, borrowers, properties, deals and markets or you'll be out of business in no time.

Best of luck,

  • Steve Hiltabiddle
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