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Updated about 15 hours ago on . Most recent reply

Frankie Vozzi's profile image
Frankie Vozzi's profile image
Frankie Vozzi
  • Member since May 28, 2025

User Stats

258
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Frankie Vozzi's profile image
Frankie Vozzi's profile image
Frankie Vozzi
  • Member since May 28, 2025
Frankie Vozzi
56
Votes |
258
Posts
Private Lending & Conventional Mortgage Advice

Why “Good Deals” Aren’t Getting Funded

Frankie Vozzi
Posted

I’m seeing a trend that’s catching a lot of investors off guard:

Deals that look good… aren’t getting approved, Not because they’re bad deals but because they’re being underwritten differently now.

What's changed: Lenders are stress-testing rents harder, DSCR ratios are tighter, Less tolerance for thin margins, Exit strategies matter more than ever, A deal that worked in 2021–2022 might not clear today without adjustments.

The investors still getting deals done are: Underwriting more conservatively, Leaving more margin, Structuring deals before going under contract, Curious are you seeing deals fail more at the funding stage lately?

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