All Forum Posts by: Frankie Vozzi

Great topic, Andy, We’re definitely seeing some shifts in private lending this year mainly more flexible structures on short-term and DSCR loans, but with slightly tighter LTVs in some markets. A lot of private lenders are now customizing based on borrower experience and exit strategy, rather than using one-size-fits-all terms.

We’ve also noticed more investors blending private + institutional capital to make deals pencil out better. Curious to see what others are noticing too.

Hey Justin, That project sounds awesome mixed-use properties like that can be great long-term plays, especially when you’ve got both office and living space.

If you're open to private or DSCR-style financing, We can fund ground-up or build-to-suit mixed-use projects like yours even in smaller towns, depending on market strength and sponsor experience. I sent you a Dm, let's connect!

Hey Sara congrats on getting ready to buy your first duplex, that’s an exciting step!

Creative financing is definitely the way to go when you’re self-employed.
We’ve helped a lot of business owners in similar positions qualify for rental or duplex loans often with more flexible terms than what you’ll find at big banks. I sent you a Dm, let' connect!

Hey Stephen  great question, and it’s one a lot of first-time house hackers ask.
It’s actually pretty common to have slight negative cash flow while you’re living in one of the units, especially if you’re gaining equity, experience, and tax benefits along the way.

Once you move out and rent both sides, your numbers can swing positive fast.
If you’d like  I can share a few financing tips and loan structures that make that transition smoother and keep your long-term cash flow healthier. Let's connect!

Happy to help, I sent you a Dm!

Hey Adam totally understand the struggle here. In cases like this, a short-term bridge or private loan can sometimes be used to pull equity out now while giving you breathing room to season income or reposition for a commercial refinance later, I sent you a Dm, Let's connect!

Hey Spencer, Some traditional lenders do restrict refinances when a relative occupies the property, but investor-focused and DSCR lenders usually don't mind, as long as the numbers make sense the property is under your title and it's clearly an income-producing asset.

We’ve helped several investors refinance rentals I sent you a Dm, Happy to help! 

Love that you're getting ready for your first BRRRR, Tyre, that's an exciting step! One tip: line up your financing options early, especially if you plan to refinance quickly after rehab. Having your lender in place can make or break your timeline.

If you'd like, we can connect and I can share what funding structures tend to work best for first-time BRRRR investors from acquisition through refi so you go in confident. Looking forward to connect!

Hey Ethan, sounds like you're off to a strong start great to see you thinking strategically about the BRRRR approach. The Philly market has a ton of potential if you structure the financing right from the start. I work with a lot of first-time investors in PA setting up DSCR and rehab loans to get projects moving smoothly. I sent you a Dm, happy to connect!

@Mia Sophia Thank you Looking forward to connect!