Payoff Escrow Shortage?
Received an annual escrow account disclosure statement for my home which I just purchased 7 months ago. Says there's a total escrow shortage of $446.18. I can either pay that amount in full or spread that amount over 12 months and pay an extra $37.18 on my monthly mortgage.
What should I do if my plan is to move from this home in 3-5 years? Thank you in advance for any insight!