Using your 401k and reserves

[Ryan Keenan]

Question about the 401k. Will the banks count all the money you have in your 401k towards reserves or just the amount you can borrow.. I have just enough for the down payment but was looking into borrowing from my 401k for the rehab.. I can only take 20k out leaving the remains 20k still in my retirement fund.. will they count that as reserves?

Thanks!