NJ Mortgage Lender Recommendations?

Question

I am in contract to purchase a multi-family home in Hudson County, New Jersey. Can anyone recommend a reliable mortgage lender?

I am seeking a conventional mortgage but I need a reliable lender that can close quickly (within 30-45 days) - Timing is particularly essential for this deal to work.

Direct lender is preferred. (I am assuming that going through a broker will complicate and prolong the process.) Credit score and downpayment is strong.

I also need someone who is highly responsive to text messages and emails.

Any recommendations would be greatly appreciated!

Thanks in advance!

Mala

Jerry Padilla · Answer

@Michael Cohen I have to agree. I have had so many clients come to me after not closing for months with them.

Jessica Zolotorofe · Answer

Hi Mala: I work with Affinity FCU all the time and they are amazing. They do require membership, however, so not sure you want to do that, though it really has so many perks, especially for an investor. I also like TD Bank. They're one of the big ones, but you get more personal hands on feel than the Wells and BOA. Huge point is that a lawyer will be the real determining factor in speed of closing. Of course the bank also has a hand in it, but the attorney will be the one to push things through or delay majorly.

Stephanie Medellin · Answer

It sounds like she was referring to a credit union.  (FCU = federal credit union)  They usually don't charge you to be a member, you just need to open an account with them.

Daniel Gonzalez · Answer

Hi @Mala S. reach out to Drew Wells at Millennium Home Mortgage  He might be able to work with you and help get you the financing you need.

You can PM me for the contact information.

Good Luck

David Weintraub · Answer

If you're in NJ, credit unions are very solid options.  Jessica mentioned one, and there are other options as well.  I don't think I can post emails here so you'd have to message/email me for that info.  Feel like there rules are easily broken in these parts :-)

Malvin Cuevas · Answer

@David Weintraub Hi David. Can I have that info as well. Looking to fund a deal

NJ Mortgage Lender Recommendations?

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