Texas Hard Money Lenders

[Dennis Redding]

Are there any hard money lenders that anyone has dealt with that they had a bad experience?

Found a property that has a sale price of $149,500 for 3,100/SF SFR with an estimated ARV of $232,500 that they are willing to owner finance with 20% down. Estimated repairs around $30,000 - $35,000.

If I offer cash I am hoping I might be able to get the price down a little more and I don't think I will be able to get conventional financing in time. Also may need some extra money to cover the repair cost.

Thanks