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Creative Real Estate Financing

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Aaron Leger
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Alternative financing questions

Aaron Leger
Posted Jan 15 2022, 07:34

Hello all,

Before I begin, no, I didn’t search the entire website for the answer to this question, so please be patient with me instead of getting hot and bothered that I didn’t research every possible post before posting (a common Reddit phenomenon)!


I have done one live in flip (how fun) and am now renting a veryyyy cheap apartment while I flip house number 2 (foundation problems, reframing, engineering.. even more fun). I have excellent credit and the equity in the other flip (about 140k). I am sick of not having a passive income generating property! What are my options here for financing? Can I get approved for a NINJA loan just off of the income of a property? How do I get approved without major income? Would my asset (current flip house) count? I don’t want sketchy sign in blood 14% interest loans either. Is anything available to me at all? (I’m aware of networking and owner financing, hasn’t happened yet lol). 

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