When should you use DSCR loans?

[Luke Devine]

In my case, I will be investing in RE full time once I turn 18, but I have just came across DSCR loans(Debt service coverage ratio) and I was wondering if anyone has some experience using these loans? Once I get as many loans from banks such as Freddie may and Mac for investments, would you say this is a good place to go next (if you even can). I am new to this topic and I am thankful for all the help I can get.

[Robin Simon]

Quote from @Luke Devine:

In my case, I will be investing in RE full time once I turn 18, but I have just came across DSCR loans(Debt service coverage ratio) and I was wondering if anyone has some experience using these loans? Once I get as many loans from banks such as Freddie may and Mac for investments, would you say this is a good place to go next (if you even can). I am new to this topic and I am thankful for all the help I can get.

Yes - this is generally how to do it. Move on to DSCR loans once you max out qualification/eligibility on conventional financing (or as @Eliott Elias says, even if you just get tired of the endless documentation and gov-backed agencies making things complicated!)