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Updated almost 3 years ago on 12/30/2022. Most recent reply

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Ryan HavensPoster

Creative Real Estate Financing

is there an alternative to dscr

Ryan HavensPoster

Posted December 26, 2022 22:02

I would love to usa a dscr however my rental property is considered to rural in a small town in Missouri. is there any other options? trying to remove property from personal credit to business. thanks everyone

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Erik Estrada

#3 Mortgage Brokers & Lenders Contributor

Lender

Erik Estrada

#3 Mortgage Brokers & Lenders Contributor

Lender

Replied December 27, 2022 18:08

Quote from @Ryan Havens:

I would love to usa a dscr however my rental property is considered to rural in a small town in Missouri. is there any other options? trying to remove property from personal credit to business. thanks everyone

Why do you need a no DSCR option? Are market rents low?

Going local might be a smarter move. There are plenty of hard money and DSCR options that lend in rural areas, but the LTVs are restricted.