Non-Owner Occupied financing

[William Kulow]

Been looking at different options for non-owner occupied property investment during my seasoning period for my current house hack. Any tips/ideas on finding ways to subsidize non-owner occupied financing and/or the down payment that comes with it? Thank you!

[Andrew Postell]

@William Kulow what do you mean here?  A "House Hack" is for primary homes that we occupy.  If you aren't occupying it, then it's just a rental.  What "seasoning" period are you facing exactly?  Usually, we don't work with lenders that have seasoning periods - those are too restrictive for us as investors.  There are plenty of lenders that have no seasoning...but this might be a "stucturing" issue.  Sometimes people don't structure the transaction correctly which might cause problems.  Can you provide some more details here on what the numbers/scenario looks like specifically?