how long do you have to live in a "house hack"

[Nicole Wood]

I am wondering what the normal amount of time the buyer must live in a home to buy it with a conventional mortage or FHA loan. My fiance and I are looking at a duplex. I own my home so we were wondering if he could move there and put the loan in just his name which may qualify him for an FHA loan....however were wondering how long he would have to "live" there???

[Christopher Giannino]

As @Michael Noto said, FHA loans require 1 unit to be owner occupied for at least 1 year. With that being said, I would just be careful with the "living arrangements." FHA loans aren't there for investors to skirt around the system. The point of FHA loans is to make home ownership more affordable for people. The last thing you want to do is commit mortgage fraud. Best of luck!