Hard Money for 10% down

[Hoa Nguyen]

I recently discussed with a fellow investor who claims he is getting his hard money loans secured for only 10% down. Everywhere I have looked has always been 20% minimum. I didn't dive too much into who he uses as the conversation was brief. Has anyone else done a deal with hard money with only 10% down? If so do you mind sharing who you used? That would be a game changer for future deals for me. 

(spare me the "hard money is dangerous" advice") 

[Eric Goldman]

really matters the deal spread, credit and experience. typically down pmt is more with fees and closing costs than 10%. i have seen where the borrower was only putting 10% down on purchase but with fees and closing costs it jumps to 15-20%. other option would be 100% financing. even then you are financing those costs.