New DSCR One-Time Close Construction Loan — Simplify Your Build & Hold Strategy!

[Austin Clarence]

We just rolled out this program and it has been very popular for fix and hold investors. Instead of taking out a hard money or traditional construction loan, paying high origination fees and interest, then refinancing later and paying closing costs twice — this program combines everything into one simple loan.

🧱 One Simple Loan

One closing — that’s it.
Your construction financing and long-term DSCR rental loan are combined into a single package. Once construction is complete, it simply modifies into your permanent DSCR loan (no second closing, no refinance hassle). Ground up construction or renovations are acceptable. 

💰 Bypass Hard Money

Skip the expensive short-term financing.
This structure gives you standard DSCR rates on the back-end financing — saving you significant interest and closing costs compared to hard money.

✅ Qualify by Cash Flow

No tax returns or income docs required — approval is based on the property’s Debt Service Coverage Ratio (DSCR).

🌎 Use Land as Equity

Already own the lot or property?
You can use your existing land equity toward the required 25% down payment — reducing out-of-pocket cash at closing.

If you’re an investor building or renovating rental properties and want to avoid juggling multiple loans or paying high hard-money rates, this could be a great fit.

📩 DM me if you’d like to see current rates, terms, or run a project scenario.