Unlock Your Rental Property Equity with a DSCR-Only HELOC

[Erik Estrada]

Have equity tied up in your investment properties?

Instead of selling or completing a full refinance, consider a DSCR Home Equity Line of Credit (HELOC) designed specifically for real estate investors.

Whether you're purchasing another rental, funding a renovation, covering capital expenditures, or simply creating liquidity for future opportunities, this program lets you access your equity while keeping your current first mortgage in place.

Program Highlights

✔ Investment Properties Only (DSCR Option)

✔ Stand-Alone HELOC

✔ Line Amounts:

• $75,000 to $750,000

✔ Available on:

• Single Family Residences
• PUDs
• Warrantable Condos
• 2–4 Unit Properties

✔ Minimum DSCR: 1.00

✔ No Reserves Required

✔ No Prepayment Penalty

✔ Primary, Second Homes & Investment Properties Eligible (DSCR qualification available for investment properties only)

✔ Initial Draw of up to 95% of the approved line amount at closing

✔ 20- or 30-Year HELOC Terms with Interest-Only Payment Options During the Draw Period

Why Investors Like This Program

• Keep your low first mortgage intact.
• Access equity without a full refinance.
• Use funds for your next acquisition, renovations, reserves, or business expenses.
• Investor-focused underwriting using property cash flow (DSCR).
• Flexible documentation options depending on your scenario.

Eligible Uses

• Purchase your next investment property
• Renovate existing rentals
• BRRRR strategy
• Increase working capital
• Fund repairs or value-add improvements
• Build cash reserves for future opportunities

If you're unsure whether your property qualifies, I'm happy to review your scenario and discuss available options.

⭐ At Luxe Private Investments LLC, we specialize in financing solutions for real estate investors and pride ourselves on responsive service and outstanding Google Reviews.

Request a Quote or Pricing

https://docs.google.com/forms/d/e/1FAIpQLSdUr5ui3ZNpf5R5yo0i...

Programs are subject to underwriting approval, appraisal, title review, and investor guidelines. Property eligibility, credit profile, DSCR, CLTV, and state availability may affect qualification. See program guidelines for details.