How could I increase my credit score?

[Cody Kennon]

My credit score is stuck at 670. I have a $2k limit and only spend $75/month. It’s on autopay as well.

How can I increase this? 

[Randy Rodenhouse]

There are many things you can do to improve credit.  Here are 3 simple ones:

1. Pay your bills on time: Late payments can have a negative impact on your credit score. 
2. Keep your credit utilization low: Your credit utilization is the amount of credit you're using compared to your total credit limit. High credit utilization can negatively impact your credit score. Try to keep your credit utilization below 30% to improve your credit score.
3. Check your credit report regularly: Errors on your credit report can negatively impact your credit score. If you notice any errors, report them to the credit reporting agency to have them corrected.