Micro Car payment hack ?

[Frank Shearer]

I was wondering if someone with more mathematical understanding has done a deep dive into paying off a car loan quicker by using multiple smaller payment like weekly or maybe 8 times per month micro payments. In Comparision to the standard " just 1 time" monthly Payment? If your loan allows for 4-8 partial micro payments going toward that monthly required amount it should add up by the end of the month to be 1 whole payment.
Example.  I buy a used Honda civic 2021 for $21,000 with a 5% auto loan and 60 month term. The monthly payments would be 396.30 $ each month. So almost $ 400. What If I paid 99.40 $ every week and by the 4th week or the 28th of the month I would have paid $ 396.40 which would be the entire monthly amount and an overage of 10 cents. By paying 4 times I have multiple opportunities to reduce the overall daily amortization of the auto loan. So in the long run wouldn’t this allow for the pay off the car sooner than 60 months ? Ironically it’s essentially the same monthly amount I am paying but split up 4 ways to be paid weekly / every 7 days. Also could you take it a step further and do 8 total micro payments, so If the car payment is $400, the. It would be like $50 every couple days, but 8 total times a month. A lot of banks allow you to set up reoccurring electronic payments so you can just set up the rules! Essentially, it’s the same car payment each month, but I think with the micro payments, the car note will get paid off a lot sooner. Just not sure what calculator to use to show this or how to explain this to others. I think I there are still a lot of Financially focused people that still have car payments and this could be a super effective hack If it works and more ppl knew about it.